California Consumer Privacy Act (CCPA)
Notice at Collection
Last Update: December 30, 2022
Introduction
Your privacy is important to us. This California Consumer Privacy Act Notice explains how Luther Burbank Savings (“We”, “Company”) collects, uses, and discloses Personal Information relating to California residents covered by the California Consumer Privacy Act of 2018 and related amendments (“CCPA”). This Notice is provided pursuant to the CCPA.
Under the CCPA, ‘Personal Information’ is information that identifies, relates to, or could reasonably be linked directly or indirectly with a particular California resident. The specific Personal Information that we collect, use, and disclose relating to a California resident covered by the CCPA will vary based on our relationship or interaction with that consumer.
Collection & Disclosure of Personal Information
We may collect and use the Personal Information relating to California residents for the purposes described in our Privacy Policies and for the following business purposes specified in the CCPA:
Categories | Examples | Purposes for Collection & Uses |
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Identifiers |
Identifiers and contact information, such as:
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Personal Information |
California Customer Records’ Personal Information categories (Cal. Civ. Code § 1798.80(e)) which, in addition to the identifiers described above, also lists a person’s:
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Protected Classes Characteristics |
Characteristics of protected classifications under California or federal law, such as:
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Commercial Information |
Commercial information, including records of personal property and purchasing habits |
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Internet or Online Information |
Internet or other similar network activity, such as:
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Geolocation Data | Geolocation data, such as device location |
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Audio & Visual Information | Audio, electronic, visual, thermal, olfactory, or similar information |
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Professional or Employment-Related Information | Employment related records such as work history and prior employer |
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Inferences |
Inferences drawn from other Personal Information to create consumer profiles reflecting:
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We will not collect additional categories of Personal Information or use the Personal Information we collected for different or unrelated purposes without providing you notice.
Collection & Disclosure of Sensitive Personal Information
Luther Burbank Savings treats Sensitive Personal Information we collect as Personal Information given that the collection purpose is not for inferring characteristics about a consumer. This includes:
Categories | Examples | Purposes for Collection & Uses |
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Personal Information |
Identifiers, such as:
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Private Communications |
The contents of a consumer’s mail, email, and text messages unless the business is the intended recipient of the communication. |
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Sale or Share of Personal Information
Luther Burbank Savings does not sell or share consumer Personal Information subject to the CCPA. We collect and may share your Personal Information with a service provider or third party for a business purpose related to servicing your account, offering you our products and services, or to perform a request made by you. Additionally, we may share your information to detect and mitigate potential fraud, respond to legal request for information, and as required by applicable law, comply with a court order, or government regulation.
When we disclose Personal Information to service providers or third parties, we enter into a binding contract that describes the purpose of sharing the information and requires the recipient to keep the Personal Information confidential and not use it for any purpose except performing the contract.
Luther Burbank Savings does not offer an opt-out from the selling or sharing of Personal Information because we do not sell or share Personal Information in accordance with CCPA.
Criteria for Determining Personal Information Retention Periods
Luther Burbank Savings does not retain Personal Information or Sensitive Personal Information for each disclosed purpose for which the Personal Information was collected for longer than is reasonably necessary for that purpose or as required by law.
Luther Burbank Savings California Consumer Privacy Policy
The Luther Burbank Savings complete Privacy Policy is available for review or download.
Changes to This California Consumer Privacy Rights Act Policy
Luther Burbank Savings may make periodic changes to the Bank’s CCPA Policy. When these changes occur, we post the new policy on our website and change the "Last Updated" date. When appropriate, we may notify you through other means.
Downloadable Version of This Notice
To download a pdf copy of this notice, click here.