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Wholesale Portfolio Lending

Residential Lending Programs

We don’t just check boxes, and fill out forms. We look at your loan holistically. We provide flexible niche loan programs to ensure your success as a broker.

Communication is key. Being able to update your customers on timing for loan approvals and funding is crucial. We will get back to you quickly.

Deals close quickly and easily here. There’s always a way, when you have the resources and the skilled Account Executives of Luther Burbank. 

  • Cross Collateralization

    When sufficient equity is available in the currently owned residence, borrowers may leverage a new loan across two properties.

  • Delayed Purchase

    Useful when an applicant has closed a recent transaction using cash or interim financing. The loan is treated as a purchase.

  • Departing Residence

    Helping borrowers purchase a new home, rental income from departing residence may be used to offset the mortgage expense.

  • True Portfolio Lending

    Loans are underwritten and closed for the Luther Burbank Savings portfolio. As the investor, we set our own guidelines. We do not have to adhere to the third-party investor guidelines.

  • Non-Permanent Resident Alien

    Securing a mortgage loan with a U.S. Social Security Number and acceptable Visa.

Financing subject to credit and collateral approval by Luther Burbank Savings. Loan programs subject to change without notice. NMLS# 449241

Northern California Account Executives

Brett Scott
Alameda, Monterey, San Mateo, Santa Clara, Santa Cruz Counties
Gary Berringer
Contra Costa, Marin, Napa, San Francisco, Sonoma Counties

Southern California Account Executives

Kim Littlefield
Los Angeles, Santa Barbara, Ventura Counties
Zeenat Zonte
Orange, San Diego Counties

Washington & Oregon Account Executive

Jerry Carlson
Clackamas, Multnomah, Washington Counties in Oregon
Clark, King, Kitsap, Pierce, Snohomish Counties in Washington

Residential Lending Center

1515 West 190th Street
Suite 275
Gardena, CA 90248

Become an Approved Broker

We focus our lending efforts regionally and can support you with residential loans that are competitive in today’s marketplace. You’ll find us to be responsive and nimble as we deliver personalized service to you and your clients. Once you’ve been approved, our broker portal will enable you to manage your pipeline 24/7, download forms, upload your 3.2 file, get real-time status updates, and much more.

If you’re not yet a Luther Burbank approved broker, and would like to become one, please contact the account executive in your area.