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1Certificate of Deposit (CD) Annual percentage yield (APY) is accurate as of 7/5/22. The minimum balance to open and obtain APY is $1,000. A CD is a fixed rate, fixed term account and the APY applies to the initial term. The APY assumes all interest remains on deposit until maturity. APY may change without notice until the account is opened. Interest is compounded daily, a penalty is imposed for early withdrawal and fees may reduce earnings. At maturity, this promotional rate Special Certificate of Deposit will automatically renew for the same term into a Standard Certificate of Deposit (CD) at the standard CD rate in effect on the maturity date. For complete account terms and conditions refer to the Deposit Account Agreement, Truth In Savings Disclosure and Schedule of Fees. Excludes business accounts. Product availability may vary by location. All new accounts are subject to Luther Burbank Savings approval.